Empowering Business Growth
At Riskgratis, we're dedicated to removing barriers for small and medium-sized businesses, enabling them to thrive in today's competitive landscape.
We provide intuitive finance, HR, and payroll software solutions that streamline operations and deliver valuable insights, connecting businesses with key stakeholders through our comprehensive digital network.

Our Mission
To simplify the complexities of running a business, making it more efficient and manageable through intuitive software and proactive consulting.
Intuitive Solutions
We develop software that's easy to use and provides valuable insights for quick, informed decision-making.
Local Expertise
We provide access to local experts and foster community partnerships to address economic and digital challenges.
Human Touch
We focus on delivering simple, affordable, and accessible solutions with a personal approach that builds confidence.
Our Journey
From our beginnings as an IT consulting firm to becoming a leading business software provider, our journey has been driven by innovation and a commitment to excellence.
Our Foundation
Riskgratis began as an IT consulting firm, providing specialized services for various sectors, with a particular focus on insurance consultancy.
Arbipy Launch
We launched Arbipy, a powerful ERP solution specifically designed for Nigerian businesses to address their unique operational challenges.
Strategic Pivot
We made the strategic decision to sunset Arbipy due to market positioning challenges, learning valuable lessons about product differentiation.
Private Launch
We conducted the private launch of our next-generation solutions: Juniper ERP, Retailrise, and SellerCMD, built with a focus on specific industry needs.
Public Release & Partnerships
We're preparing for the public release of our complete product suite and establishing institutional partnerships to expand our reach and impact.

Our Values
At Riskgratis, we're committed to knocking down barriers so everyone can thrive. We believe business software should be as agile as the companies it powers—designed to adapt, scale, and drive growth in a rapidly evolving world.
Equal Opportunity
We're committed to creating equal opportunities for all by removing barriers that prevent businesses from reaching their full potential.
Adaptability
Our future-ready platform with open architecture enables seamless integrations, scalability, and ease of use as your business evolves.
Collaboration
We believe no business succeeds alone, which is why we foster a dynamic community of partners, customers, and innovators.
Innovation
We're committed to continuous improvement and innovation, pushing the boundaries of business technology to help you succeed.
What We Do
We offer a unique blend of team augmentation, technology consulting, domain expertise, and innovation to help small and mid-sized businesses thrive in today's digital landscape.
Industry-Specific Solutions
Our business management solutions are purpose-built to address real-world challenges in specific industries, featuring intelligent workflows and intuitive user experiences.
Learn moreRisk Management
We help organizations manage risk, anticipate change, and seize new opportunities through transparent business practices and flexible licensing models.
Learn moreTeam Augmentation
Enhance your in-house capabilities with our skilled professionals who integrate seamlessly with your team to boost productivity and innovation.
Learn moreDigital Network
Our comprehensive digital network connects businesses with key stakeholders, including customers, suppliers, and regulatory bodies, streamlining communication and collaboration.
Learn moreBuilding the Future of Business, Together
Join us on our mission to simplify business operations and empower growth through innovative technology solutions.